It Pays To Get A Second Opinion 

There are some things that happen in life which are beyond our control. I had one of these things happen to me in my house. When the unexpected happens, it can cause a lot of stress and anxiety. 

Let me tell you my story. A story that ended with a savings of approximately $1,100 (USD). It all started one day in December 2020 when I was doing dishes in the kitchen of my 1930s built home. Everytime the water went down the kitchen drain, I would hear this fountain of water flowing. But I could not figure out where it was coming from. So I ran the water again in the sink, this time plugging the garbage disposal drain with the in-sink-erator stopper, to fill up the sink and hopefully determine where the water was coming from. When I lifted the stopper to let the water out, low and behold there was a small lake of water on the kitchen floor. As the stream of water flowed, I opened the cabinets under the sink... no water on the floor. So I decided to check the lazy susan (a lazy susan is a cabinet that swivels used to keep spices and hide pipes).  There it was, the wood on the bottom of the lazy susan was all wet. The problem was coming from behind the lazy susan to the left of the sink. I laid on my stomach and inched inside the lazy susan but could not get to the problem. I did not know which pipe the water was coming out of and I could not get to it. The only thing I could do was put a towel down to slow the water from traveling down the wall into the basement. All I could think about was mold forming inside the wall. Not only did I have water coming from a pipe inside the lazy susan but water was also dripping from the sink faucet. Eventhough I stopped using the sink, I spent several days and nights rotating dry and wet towels from the top and bottom of the sink, until I could afford to contact a plumber. Remembering the lack of income I had due to the pandemic, I was mentally preparing myself for the high bill that would naturally come with an older home containing galvanized lead pipes, impossible to reach, many encased in plaster. 

 The Joy Of Coupons

A good deal is hard to beat...a percentage off, cash back...that gets us excited. Yes, saving money is the sure-fire way to ease the stress we may feel during this time of uncertainty. The more money we can keep for ourselves the better. 

The one tried-and-true method of saving money is the old-fashioned coupon. When I was growing up my mother clipped coupons from the Sunday paper, and the coupon circular that was left on the front porch. It was a favorite pastime that she showed me how to do. I found that it helped me relax and I enjoyed it. The coupons really helped. Then there was the sale. Whatever brand was on sale at the store that it what we bought. Food item, toiletry product. If it was on sale, my parents bought it. Now if there was a coupon plus an in-store sale on the same item...oh my gosh...watch out. That was big savings in my house. 

The coupons worked like a charm. They were effective then, they are effective now. And because of technology, the coupon can applied from a search through at various stores for your available product.

This can be done in real-time at check-out so the coupons can be redeemed immediately.

Coupons still help me relax. I still clip some coupons  the old fashioned way, with scissors, when shopping in-store. Although I use honey when I shop online. It help me save money which goes a long way to keeping me stress free. They can do the same for you. Click the honey icon on the left or at the bottom of this page. 

Make a game out of it. See how much money you can save every month. If you save a specific amount every week or month, then reward yourself for the accomplishment. 

You will find that using honey is your personal goldmine. You will be well on your way to making your life stressfree.

 DebtFree StressFree

The word debt can bring to mind financial problems. Just saying the word can be stressful. I am in debt like most Americans, but I don’t have the stress of the debt. I know it exists with my bills, but I don’t let it stress me out. It doesn’t have to stress you out ither.

 The money I receive from my job can only go so far. This is what I do: